Why Therapists Are Moving Away From Insurance Companies

Most people who have insurance prefer to utilize it for seeking therapy with the reasoning, “I pay for it, I might as well use it.”  Makes perfect sense.  And there are other things to consider.  I believe in being able to make an informed decision so let me tell you some other things you may want to consider.

It will be more difficult to find a therapist who accepts your insurance.  Not only do insurance companies limit the number of therapists on their panels, but fewer therapists are accepting insurance.  There are many different reasons why some therapists don’t accept insurance (or only accept certain ones).  Here is the long and the short of it:  Dealing with insurance is a pain.   I mean, have you tried to call your insurance company lately?  It is much easier and less time-consuming, to accept payment directly from my client (takes all of 2 minutes), than it is to work with insurance companies (which can take hours).    Not only is there the time and energy investment to call and verify your benefits (which can be rather lengthy) but there is no guarantee that the information they provide is accurate- crazy but true.  Sometimes claims are denied which leads to frustration and more time investment.  

Additionally, most insurance companies only cover medical necessity.  This will require a diagnosable condition.  Many people don’t want a diagnosis on their record.  More importantly, many people don’t qualify for a diagnosis.  When you think of mental health care coverage, it will help to think of it as you do physical health care coverage.  Your physical coverage most likely provides some coverage for illness, injuries, etc.  Your health insurance coverage probably does not cover wellness services like vitamins, healthy food, gym memberships, and other preventative measures.  Mental health coverage is similar.  Insurance typically only reimburses for diagnosable conditions such as depression and anxiety.  Often, they do not cover for the more common everyday things like improving communication or “adjustment disorders” which is an emotional reaction to a stressful event.  They also don’t usually cover couples counseling.  While some therapists prefer to play in the gray, or “work the system”, others (including myself) don’t find that approach ethical.  

Perhaps the biggest reason many therapists prefer to avoid working with insurance companies is their low reimbursement rate.  I mean, if it is such a hassle to deal with them and they can deny claims, the least they could do would be to pay a decent rate and/or issue regular “raises”.  Unless I take the time to renegotiate my fee with them, insurance companies are happy to reimburse me at the same rate for years.  I didn’t get into this field to get rich, but I certainly did not expect to be poor either.  I mean, when I am paying my dog groomer twice as much as an insurance company is willing to pay me…nothing against dog groomers.  It can be a 'ruff' job… but I digress.

The downside of paying for your therapy out of your own pocket is that it will likely (but not always) be more expensive.  However, it is an investment in your health and may be tax deductible (ask your tax professional).  The upside is you will oversee your healthcare decisions.  Moreover, you will not be required to have a diagnosis.  By paying for your own treatment, you and your therapist will determine the type of treatment that is best for you, what goals you want to achieve, how to reach those goals, how frequently to meet, etc.  You will have the power to make your own decisions without the input or restrictions of your insurance company. To sum it up, working with insurance companies is usually a hassle and takes time away from hands-on client care.  I would rather put my energy and effort into your direct care than wait on hold, deal with poor customer service, or go through an audit with your insurance company.  I have started to cut back on the insurance companies I accept.  This decision will enable me to provide my clients with higher quality care because I won’t be spending my limited amount of time and energy with the insurance companies.

Where Relationships Can Fail...

Relationships can be one of the most rewarding aspects of life, providing love, companionship, and support. However, relationships can also be challenging, and many of them fail for a variety of reasons. Here are some common reasons why relationships fail:

  1. Lack of communication

Effective communication is crucial for the success of any relationship. When communication breaks down, misunderstandings can occur, and conflicts can arise. A lack of communication can also lead to feelings of resentment, which can erode the foundation of a relationship over time.

  1. Unresolved conflicts

Conflicts are a natural part of any relationship, but they can become problematic if they are not resolved effectively. When conflicts go unresolved, they can lead to feelings of resentment, anger, and frustration, which can damage the relationship.

  1. Different values and goals

If two people in a relationship have different values and goals, it can be difficult to maintain a healthy and happy relationship. It's important to be clear about your values and goals and to discuss them openly with your partner to ensure that you are on the same page.

  1. Lack of trust

Trust is the foundation of any healthy relationship. When trust is broken, it can be difficult to repair the relationship. Lack of trust can manifest in many ways, including infidelity, dishonesty, or lack of support.

  1. Different communication styles

People have different communication styles, and if they are not compatible, it can lead to misunderstandings and conflicts. It's important to understand your partner's communication style and to work together to find a way to communicate effectively.

  1. Lack of emotional intimacy

Emotional intimacy is the foundation of a healthy relationship, providing a sense of connection, support, and understanding. When emotional intimacy is lacking, the relationship can feel distant and unfulfilling.

In conclusion, relationships can be challenging, and many of them fail for a variety of reasons. Lack of communication, unresolved conflicts, different values and goals, lack of trust, different communication styles, and lack of emotional intimacy are all common reasons why relationships fail. By understanding these issues, we can work towards building healthy and fulfilling relationships that stand the test of time.

Weight Loss Therapy

Weight loss therapy, also known as weight management counseling, is a type of therapeutic treatment that focuses on helping individuals achieve and maintain a healthy weight. It involves working with a mental health professional to develop a personalized plan that addresses the underlying psychological and behavioral factors that contribute to weight gain and obesity. Here's what weight loss therapy is like in a therapeutic environment:

  1. Evaluation and assessment

The first step in weight loss therapy is a thorough evaluation and assessment of the individual's physical and mental health, lifestyle, and eating habits. This allows the therapist to develop a personalized treatment plan that addresses the individual's unique needs and challenges.

  1. Setting realistic goals

The therapist and individual work together to set realistic goals for weight loss and develop a plan for achieving these goals. The plan may include a combination of dietary changes, exercise, and behavioral modifications.

  1. Addressing psychological and behavioral factors

Weight loss therapy focuses on addressing the psychological and behavioral factors that contribute to weight gain and obesity, such as stress, anxiety, depression, and emotional eating. The therapist may use techniques such as cognitive-behavioral therapy (CBT) to help the individual develop healthy coping strategies and break unhealthy patterns of behavior.

  1. Ongoing support and guidance

Weight loss therapy offers ongoing support and guidance as individuals work towards achieving their goals. This may include regular sessions with a therapist, as well as access to additional resources and support groups.

  1. Celebrating successes and overcoming setbacks

Weight loss therapy recognizes that setbacks and challenges are a natural part of the weight loss process. The therapist and individual work together to celebrate successes and overcome setbacks, using them as opportunities to learn and grow.

In conclusion, weight loss therapy is a type of therapeutic treatment that focuses on helping individuals achieve and maintain a healthy weight. It involves a thorough evaluation and assessment, setting realistic goals, addressing psychological and behavioral factors, offering ongoing support and guidance, and celebrating successes and overcoming setbacks. If you are struggling with weight management, consider reaching out to a mental health professional for support. They can help you develop a personalized plan that addresses your unique needs and challenges, leading to a healthier and happier life.

Social Isolation

Social isolation is a common problem that affects people of all ages and backgrounds. It can occur due to a variety of reasons, including mental health conditions, physical disabilities, and social stigma. Social isolation can have significant negative effects on a person's mental and physical health, including depression, anxiety, and increased risk of chronic diseases.

Therapy can play a crucial role in helping individuals overcome social isolation. Here are some reasons why therapy is important for overcoming social isolation:

  1. Helps identify the underlying causes of social isolation

Therapy can help individuals identify the underlying causes of their social isolation, such as mental health issues, trauma, or social anxiety. By understanding the root cause, individuals can work towards addressing the problem and finding ways to connect with others.

  1. Provides a safe space to discuss feelings and emotions

Social isolation can lead to feelings of loneliness, hopelessness, and despair. Therapy provides a safe and non-judgmental space to discuss these feelings and emotions, allowing individuals to process and work through their experiences.

  1. Teaches social skills and coping strategies

Therapy can help individuals develop social skills and coping strategies to overcome social isolation. This can include techniques to reduce social anxiety, ways to connect with others, and strategies to build meaningful relationships.

  1. Improves self-esteem and confidence

Social isolation can negatively impact a person's self-esteem and confidence. Therapy can help individuals develop a more positive self-image, increasing their confidence and making it easier to connect with others.

  1. Offers ongoing support and guidance

Therapy offers ongoing support and guidance as individuals work towards overcoming social isolation. This can include regular sessions with a therapist, as well as access to additional resources and support groups.

Social isolation can significantly negatively affect a person's mental and physical health. Therapy can play a crucial role in helping individuals overcome social isolation by identifying the underlying causes, providing a safe space to discuss feelings and emotions, teaching social skills and coping strategies, improving self-esteem and confidence, and offering ongoing support and guidance. If you or someone you know is struggling with social isolation, consider reaching out to a mental health professional for support.

Personality Disorders

Personality disorders are mental health conditions characterized by a pattern of unhealthy thoughts, emotions, and behaviors that significantly affect a person's daily life. These disorders can be challenging to manage and can have significant negative impacts on a person's mental health and relationships. Therapeutic treatment can be highly effective in helping individuals with personality disorders to manage their symptoms and improve their quality of life. Here are some ways therapeutic treatment can help individuals with personality disorders:

  1. Helps identify and address underlying issues

Therapeutic treatment can help individuals with personality disorders identify the underlying issues contributing to their symptoms, such as past trauma, negative self-talk, or relationship problems. By addressing these issues, individuals can learn to manage their symptoms more effectively.

  1. Provides a safe space to discuss feelings and emotions

Personality disorders can lead to intense emotions and feelings of shame, guilt, and anxiety. Therapeutic treatment provides a safe and non-judgmental space to discuss these feelings and emotions, allowing individuals to process and work through their experiences.

  1. Teaches healthy coping strategies

Therapeutic treatment can help individuals with personality disorders develop healthy coping strategies to manage their symptoms, such as mindfulness, relaxation techniques, and cognitive-behavioral therapy.

  1. Offers ongoing support and guidance

Therapeutic treatment offers ongoing support and guidance as individuals work towards managing their symptoms and improving their quality of life. This can include regular sessions with a therapist, as well as access to additional resources and support groups.

  1. Improves relationships and communication skills

Personality disorders can significantly impact relationships, leading to communication problems and social isolation. Therapeutic treatment can help individuals improve their communication skills and develop healthy relationships, reducing the risk of social isolation and improving overall quality of life.

In conclusion, therapeutic treatment can be highly effective in helping individuals with personality disorders to manage their symptoms and improve their quality of life. Treatment can help identify and address underlying issues, provide a safe space to discuss feelings and emotions, teach healthy coping strategies, offer ongoing support and guidance, and improve relationships and communication skills. If you or someone you know is struggling with a personality disorder, consider reaching out to a mental health professional for support.

OCD

Obsessive-Compulsive Disorder (OCD) and other behavioral disorders, such as impulse control disorders and addiction, can have a significant impact on a person's life, affecting their ability to function and maintain healthy relationships. These conditions are often rooted in deep-seated psychological issues, making them difficult to overcome without professional help. Counseling can play a crucial role in helping individuals manage and overcome these disorders. Here are some reasons why counseling can help:

  1. Helps identify the underlying causes of the disorder

Counseling can help individuals identify the underlying causes of their behavioral disorders, such as trauma, anxiety, or low self-esteem. By understanding the root cause, individuals can work towards addressing the problem and finding ways to manage their behavior.

  1. Provides a safe space to discuss feelings and emotions

Behavioral disorders can lead to feelings of shame, guilt, and anxiety. Counseling provides a safe and non-judgmental space to discuss these feelings and emotions, allowing individuals to process and work through their experiences.

  1. Teaches healthy coping strategies

Counseling can help individuals develop healthy coping strategies to manage their behavior and reduce the risk of relapse. This can include techniques such as mindfulness, cognitive-behavioral therapy, and relaxation techniques.

  1. Offers ongoing support and guidance

Counseling offers ongoing support and guidance as individuals work towards managing their behavioral disorders. This can include regular sessions with a therapist, as well as access to additional resources and support groups.

  1. Improves self-esteem and confidence

Behavioral disorders can negatively impact a person's self-esteem and confidence. Counseling can help individuals develop a more positive self-image, increasing their confidence and making it easier to manage their behavior.

In conclusion, obsessive-compulsive disorder and other behavioral disorders can have a significant impact on a person's life, affecting their ability to function and maintain healthy relationships. Counseling can play a crucial role in helping individuals manage and overcome these disorders by identifying the underlying causes, providing a safe space to discuss feelings and emotions, teaching healthy coping strategies, offering ongoing support and guidance, and improving self-esteem and confidence. If you or someone you know is struggling with a behavioral disorder, consider reaching out to a mental health professional for support.

Infertility

Infertility is a common medical condition that affects many couples trying to conceive. It can have a significant impact on a person's mental health, leading to feelings of sadness, anxiety, and frustration. Dealing with infertility can be a complex and emotional process, but therapy can play a crucial role in helping individuals cope and find ways to move forward. Here are some ways therapy can help individuals dealing with infertility:

  1. Provides a safe space to discuss feelings and emotions

Dealing with infertility can be a highly emotional experience, often leading to feelings of sadness, anger, and disappointment. Therapy provides a safe and non-judgmental space to discuss these feelings and emotions, allowing individuals to process and work through their experiences.

  1. Helps individuals navigate complex medical decisions

Infertility treatment can involve complex medical decisions, such as choosing between different treatment options or deciding when to stop treatment. Therapy can help individuals navigate these decisions by providing support, guidance, and resources.

  1. Teaches healthy coping strategies

Therapy can help individuals develop healthy coping strategies to manage the stress and emotions associated with infertility. This can include techniques such as mindfulness, relaxation techniques, and cognitive-behavioral therapy.

  1. Offers ongoing support and guidance

Therapy offers ongoing support and guidance as individuals navigate the complex emotional and medical aspects of infertility. This can include regular sessions with a therapist, as well as access to additional resources and support groups.

  1. Improves communication and relationships

Infertility can place a significant strain on relationships, leading to communication problems and tension. Therapy can help individuals and couples improve their communication skills and develop healthy coping strategies, strengthening their relationships and helping them move forward together.

In conclusion, dealing with infertility can be a complex and emotional process. Therapy can play a crucial role in helping individuals cope and find ways to move forward by providing a safe space to discuss feelings and emotions, helping navigate complex medical decisions, teaching healthy coping strategies, offering ongoing support and guidance, and improving communication and relationships. If you or someone you know is struggling with infertility, consider reaching out to a mental health professional for support.

The Hedonic Treadmill 

The hedonic treadmill is a psychological concept that describes the tendency for humans to adapt to changes in their environment and return to a baseline level of happiness or satisfaction. It suggests that, regardless of positive or negative changes in our lives, we tend to eventually return to a stable level of happiness. Here's what you need to know about the hedonic treadmill:

  1. Adaptation to positive changes

The hedonic treadmill suggests that humans quickly adapt to positive changes in their lives, such as a promotion or a new relationship. While these changes may initially bring happiness, over time, we adapt to them and return to our baseline level of happiness.

  1. Adaptation to negative changes

Similarly, the hedonic treadmill suggests that humans quickly adapt to negative changes in their lives, such as a breakup or job loss. While these changes may initially bring sadness or stress, over time, we adapt to them and return to our baseline level of happiness.

  1. The role of comparison

The hedonic treadmill can be influenced by social comparison. We often compare ourselves to others who we perceive as having more or less than us, which can impact our baseline level of happiness. For example, if we compare ourselves to someone who has more material possessions, we may feel less satisfied with our own lives.

  1. Breaking the cycle

Breaking the cycle of the hedonic treadmill can be challenging, but it is possible. One way to do this is to focus on experiences rather than material possessions, as experiences can bring long-lasting happiness. It's also important to practice gratitude and mindfulness, as these practices can help increase overall happiness and satisfaction with life.

The hedonic treadmill is a psychological concept that describes the tendency for humans to adapt to changes in their environment and return to a baseline level of happiness or satisfaction. It suggests that, regardless of positive or negative changes in our lives, we tend to eventually return to a stable level of happiness. By focusing on experiences and practicing gratitude and mindfulness, we can break the cycle of the hedonic treadmill and increase our overall satisfaction with life.

Eating Disorders - 101

Eating disorders are serious mental health conditions that can significantly negatively affect a person's physical and emotional health. They are characterized by unhealthy eating habits and patterns, often fueled by negative body image and self-esteem issues. Eating disorders can lead to a range of physical and psychological complications, including malnutrition, heart problems, and depression.

While treatment for eating disorders typically involves a combination of medical and psychological interventions, therapy can play a crucial role in helping individuals overcome these conditions. Here are some reasons why therapy is important for overcoming eating disorders:

  1. Helps identify the underlying causes of the disorder

Therapy can help individuals identify the underlying causes of their eating disorders, such as trauma, negative body image, or low self-esteem. By understanding the root cause, individuals can work towards addressing the problem and finding ways to develop a healthy relationship with food.

  1. Provides a safe space to discuss feelings and emotions

Eating disorders can lead to feelings of shame, guilt, and anxiety. Therapy provides a safe and non-judgmental space to discuss these feelings and emotions, allowing individuals to process and work through their experiences.

  1. Teaches healthy coping strategies

Therapy can help individuals develop healthy coping strategies to manage stress and negative emotions, reducing the risk of relapse. This can include techniques such as mindfulness, cognitive-behavioral therapy, and relaxation techniques.

  1. Offers ongoing support and guidance

Therapy offers ongoing support and guidance as individuals work towards overcoming their eating disorders. This can include regular sessions with a therapist, as well as access to additional resources and support groups.

  1. Improves self-esteem and body image

Eating disorders are often fueled by negative body image and low self-esteem. Therapy can help individuals develop a more positive self-image, increasing their self-esteem and making it easier to develop a healthy relationship with food.

Eating disorders are serious mental health conditions that can significantly negatively affect a person's physical and emotional health. Therapy can play a crucial role in helping individuals overcome eating disorders by identifying the underlying causes, providing a safe space to discuss feelings and emotions, teaching healthy coping strategies, offering ongoing support and guidance, and improving self-esteem and body image. If you or someone you know is struggling with an eating disorder, consider reaching out to a mental health professional for support.

About Clinical Depression

Clinical depression is a serious mental health condition that affects millions of people worldwide. It is characterized by persistent feelings of sadness, hopelessness, and lack of interest in daily activities. While medication and therapy can be highly effective in treating clinical depression, there are also natural ways to combat depression that can be used in conjunction with traditional treatments. Here are some natural ways to combat clinical depression:

  1. Exercise regularly

Regular exercise has been shown to be effective in reducing symptoms of depression. Exercise releases endorphins, natural mood boosters, and can also help reduce stress and anxiety.

  1. Get enough sleep

Getting enough sleep is crucial for both physical and mental health. Lack of sleep can lead to irritability, fatigue, and difficulty concentrating, which can exacerbate symptoms of depression.

  1. Eat a healthy diet

A healthy diet with plenty of fruits, vegetables, and lean protein can help improve mood and energy levels. Avoiding processed foods and sugary drinks can also help reduce inflammation in the body, which has been linked to depression.

  1. Practice mindfulness and meditation

Mindfulness and meditation practices can help reduce stress and anxiety, which can exacerbate symptoms of depression. These practices can also help increase self-awareness and improve overall mental health.

  1. Get outside and connect with nature

Spending time in nature has been shown to have a positive effect on mental health, reducing stress and anxiety and improving mood. Going for a walk or spending time in a park or other natural settings can be an effective way to combat depression.

  1. Connect with others

Social isolation can worsen symptoms of depression. Connecting with others through hobbies, support groups, or volunteer work can help combat feelings of loneliness and improve overall mental health.

In conclusion, clinical depression is a serious mental health condition that can be treated with a combination of medication and therapy. However, there are also natural ways to combat depression that can be used in conjunction with traditional treatments. These include exercising regularly, getting enough sleep, eating a healthy diet, practicing mindfulness and meditation, getting outside and connecting with nature, and connecting with others. If you or someone you know is struggling with depression, consider incorporating these natural methods into your treatment plan.